Finance & Loan
GEM Visa
Enjoy brand new furniture now and pay it overtime with our GEM Visa INTEREST FREE option!
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Spend Min. ≥$500, get 12 Months INTEREST FREE
*Credit and lending criteria and fees apply, including a Gem Visa $55 establishment fee and annual fees ($55 Gem Visa (charged $27.50 half yearly) / $55 Gem CreditLine (charged $27.50 half yearly)). Prevailing interest rate (currently Gem Visa 29.49% p.a./ Gem CreditLine 29.95% p.a.) applies after interest free term ends. For cash advances, an interest rate of 29.95% p.a. and fees of ($2 Gem Visa/$6 Gem CreditLine) applies. Further information on rates and fees can be found at gemfinance.co.nz. Credit provided by Latitude Financial Services Ltd.
To know more: GEM Visa
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Finance Now
Finance Now makes it easy to secure personal finance to buy the fancy furniture you want.
Why choose Finance Now?
- No deposit finance available
- Flexible payment terms from 6 to 36 months
- Enjoy Payment Holidays up to 12 months
- Instant online finance available (instore only, but will be available online soon)
- Competitive interest rates and fees
Initial Application Criteria
- Minimum order of $500
- You must be a NZ Citizen / Resident and currently living in New Zealand
- You must be older than 18 years of age
- Proof of identity by means of a photo identification document (NZ Drivers Licence or NZ Passport)
- Finance Now lending criteria apply
All Finance contracts incur:
- Establish Fee: $55.00
- Interest Rate: 19.75%
- Monthly Account Fee: $1.80/month
- Consumer Protection Insurance Premium (Optional)
How to apply?
Get pre-approved before you shop. Apply online and spend less time waiting.